Reason of previous visa refusal (US) in new visa application (UK)

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In applying for a UK Standard Visitor visa, your application itself will show that you reside in Germany, now a working professional, evidenced by the information in the sections on personal finances, employment, income and expenditures.

After selecting Yes where it asks Have you ever been refused a visa for any country, including the UK?, explain it as you have here: at the time, you were a student, without strong ties to either your home country or country of residence. Your circumstances have changed, you're now an employed professional. Further explanation in a cover letter is unnecessary.

A separate question ask what permission you have to stay in Germany, since you are not a German national: your Blue Card evidences your residency, employment, academic qualifications, and certain income level.

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