Non-EU citizen Schengen visa via NYC Swiss embassy
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Most airlines offer fully or partially refundable tickets, which you can choose to buy if you're unsure whether you'll get the visa or not. Note that they're typically more expensive than economy type seats and that airlines don't refund tickets on the basis of a visa refusal. Also, beware of sites or services that offer to "rent" airline tickets for visa purposes as visa agencies are usually aware of them.
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