UK Family Visitor Visa Refused, Need advice if to reapply

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If you are certain that you can satisfy all the refusal reasons from the first application, then yes, IMHO re-applying is worth it although there’s no guarantee of success and you will of course need to declare the refusal in any subsequent application.

If you’ve not done so already, it might help to read this What details should a good cover letter contain to back up a UK Visit Visa application? and UK visa refusal on V 4.2 a + c (and sometimes 'e')

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