Second UK visa refusal under V4.2(a) and (b); what can I change?

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1. with my next application, should i reduce my monthly spend?

Obviously the monthly spending you report on the visa application must accurately reflect your real monthly spending. You should be able to attach supporting evidence for this that matches your real expenditure. Your aim is to give the ECO a clear understanding of your real expenditure.

Taking your question literally: If you could, from now on, reduce your actual expenditure and thereby save more money from your income - then in some months time you would be able to produce bank statements and so on that show this real reduced expenditure. This might help a little with a future visa application.

2. Should i reduce my cost of the trip to only food and transport

As above, apportioning the cost of your trip between pre-paid and future expenditure is not helpful to you. The question concerning the ECO is whether you have demonstrated that you can afford the overall total expenditure for the sake of 4-days training.

I believe that advice to visa applicants is to NOT buy tickets and accommodation until after you have succeeded in obtaining a visa. If I am right, ignoring this advice is likely to harm your application.

4. Will this be enough proof to show that am planning to spend more than i can afford

(what happened to point 3?)

I think you need to more clearly and accurately set out the overall picture of your real financial situation. Its not really a case of moving numbers from one place to another, it is necessary to be both clear and ideally to do so in a way that isn't contradictory or inconsistent with previous applications - or to provide evidence that adequately explains such apparent discrepancies.

This may now be hard to do without expert advice (which usually means from a registered UK lawyer with experience in the field)

However, you also need to address the other issues raised by the ECO.

  • Provide evidence of strong ties to your home country.
  • Deal with any other points raised in both recent refusals.

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