Need to understand the refusal reasons of UK standard visit visa

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While I initially thought that this might be a dupe of our great canonical on 4.2 A + c the circumstances here are not of the usual type.

What most likely sink your application is the point 3 of the refusal. ECO states that your economic situation is not clear for him as you are here on a non-work visa, and yet seems to be gainfully employed. This is a bit of complicated matter and we also have a separate question with many great answers for that very issue.

But to get to the point, even if you provide documentation of your current work arrangement (that was missing in your application) you will be fighting an uphill struggle as you could just disappear once landed in the UK and continue working as you do now. The short-term of stay and family only makes this a more significant concern for the ECO. This is something your next application must address and show why you will return from the visit to UK and not disappear in the underground.

If you decide to go through with it, you will likely want some proof of your cousin's existence in the UK, as ECO pointed out you have provided no documentation of such. But generally speaking your application will face an uphill struggle and I would strongly recommend getting professional help from a UK based registered solicitor if you are serious about your travelling plans.

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You should address how you are getting income on a non-work visa.

In addition, point 1 in the refusal letter says that you have provided no evidence your cousin is settled in the United Kingdom. I would recommended providing either his passport OR proof his settled status in the United Kingdom. Alternatively, if you have none of this, his passport number including his full name, date of birth, and all of his nationalities, if he holds more than one.

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