Travel insurance and executive orders

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One of the risks commonly excluded from travel insurance is "government actions",1.2meaning detentions, confiscations or delays due to governments. An action to prevent visits from valid visa holders would almost certainly fall under this category. Up until recently this has normally applied to authoritarian or unstable governments who arbitrarily decide to detain or exclude any or all visitors.

On the upside, the most recent proposals from the US have only prevented those without valid visas from acquiring them. Visitors with valid visas would be admitted under those proposal, and the proposals themselves are subject to legal dispute.

You should also be aware that US Customs and Border Protection has wide discretion to refuse entry at the border, even with a valid visa - and there is little recourse. This too would likely count as government action and would not be covered by insurance.

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