How does a traveller get a refund or deal in case of missed flight?

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This is a fairly board question, and the details will depend on the exact situation, but in general...

If you miss a fault due to anything that is not the fault of the airline, then generally there is no way to get a refund. Once you miss the flight, most airlines will cancel the ticket (including any remaining future flights on the same ticket), and unless you have a "refundable" ticket (and sometimes even if you do) there will be no chance to get a refund.

Some airlines may have a policy that if you arrive at the airport shortly after the departure of your flight they will attempt to put you on a later flight for no charge, or for something less than the full price of buying a new flight, but this is very airline dependent and not something you can generally count on.

If you have travel insurance it may provide coverage of some form if you miss your flight, but again it will depend on the specific policy, and likely also the reason you missed the flight.

If you miss a connecting flight due the inbound flight being delayed, AND both flights were purchased together, then it is the responsibility of the airline that provided the inbound flight (ie, the one that caused the delay) to "re-accommodate" you on another flight to get to your destination. Again, exactly how they do this will depend on the airline, as well as any regulations in place, but in general at a minimum they are required to move you to a later flight in order to get to your destination.

If the two flights were with different airlines then officially this responsibility falls to the airline that caused the delay/misconnect, however in many cases the airline you are connecting to will also be able to arrange a new flight - although technically they can just refer you back to the original airline to arrange it.

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