Does my Japanese health insurance cover me (non-Japanese national) abroad?

score:5

Accepted answer

It seems (based on the sources below) that Japanese health insurers will reimburse you for up to 70% of the cost of equivalent treatment in Japan. Given that medical treatment in Japan is relatively inexpensive compared to some countries, this may end up being but a small fraction of what came out of your pocket to receive the treatment overseas. (And if the overseas treatment is cheaper, it will be that cost, not the equivalent Japanese cost, that will be partially reimbursed.)

I assume this rule applies to anyone under a Japanese health insurance policy, whether Japanese national or foreign.

The Narita airport departure terminal is full of company booths and automated kiosks selling overseas insurance; this should tell you something.

https://tabihack.jp/kokumin-hoken/

https://oshiete.goo.ne.jp/qa/1853197.html

http://hoken-kyokasho.com/kaigai-hoken

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